Why do WH&S Consultants require professional indemnity insurance?
WH&S Consultants are constantly doing work for and giving advice to clients, including the identification of risks, transfer of risk strategies, training and auditing including recommendation and implementation of workplace health and safety management systems.
A WH&S Consultant needs to be very efficient and meticulous in performing their duties. In the event that the WH&S Consultant is negligent, Professional Indemnity Insurance will contribute towards both legal fees incurred in defending a claim and any damages payable.
Public Liability Insurance for WH&S Consultants
If you or one of your employees visit a customer’s premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public Liability insurance also covers you if damage is caused to third party property whilst providing your professional services.