01.

LANDLORD

Cover your rental property and its contents against a range of risks

 

If you own a rental property, you’re vulnerable to the same risks of any homeowner, such as storms, floods and fire. You’re also vulnerable to damage that tenants can cause to your property. If you can’t rent out your property while it’s being repaired or if your tenants break the lease or leave owing you rent, you could also lose valuable rental income.

 

That’s why it pays to have landlord insurance, which is designed especially to protect owners of investment properties.

 

 

Who should consider it?

 

If you’re one of the 2.6 million Australians who own an investment property, you should consider taking out landlord insurance to protect your investment and the income it provides. As well as long term leases, Landlord Insurance policies may also cover short term holiday rentals or holiday homes, such as approved Airbnb and Stayz residences.

What can it cover?

 

Depending on your policy, Landlord Insurance can include:

 

  • Automatic cover for flood, fire or explosion
  • Liability cover for injury or loss of life to a third party or their property
  • Cover for to landlord’s contents – like carpets, curtains, washing machines and ovens
  • Catastrophe cover
  • The option to cover Loss of Rent
  • Loss or damage caused by tenants or their visitors
  • Electric motor burnout
  • Tax audit cover (up to $5,000)
  • Extra cover for demolition and debris removal

 

Our experienced team of Insurance Brokers will work with you to provide a tailored insurance program to cover your risks.

 

We understand that every property is unique, faced with a range of different risks, some more important than others.

INSURANCE AUDIT

The first step towards getting you the right protection is assessing your current insurance policies to determine the real value of your current premiums.

 

Once this is completed, we work with you on identifying your business or personal risks to make sure your insurance policy is tailored to suit your needs.

COVID – 19 We are here to help you manage your personal & business insurance situation during this crisis. 
Please contact our team for advice & support.